FUND COLLECTION

Assakinah Savings

Savings for individuals and/or institutions with simple requirements, allowing deposits and withdrawals to be made at any time.

Annajah Savings

A term-based savings product with competitive profit-sharing potential to meet upcoming Eid al-Fitr needs.

Arafah Savings

A term-based savings product for customers planning to perform Hajj or Umrah, offer Qurban during Eid al-Adha, conduct Aqiqah, and hold Walimatul Ursy.

Attarbiyah Savings

A term-based savings product with competitive profit-sharing potential to support future education needs.

Retirement Savings

Short-term and long-term savings planning for employees or contract workers within an institution based on a Cooperation Agreement, aimed at retirement preparation.

Deposits

Funds placed at the beginning with withdrawals made according to an agreed maturity period, offering more competitive profit-sharing than regular savings.

FINANCING

Agricultural Financing

Sukkar

Financing for sugarcane farmers to increase business scale and meet land management needs such as the purchase of seeds, fertilizers, and cultivation costs, with a current account facility.

Binari

Working capital financing for tobacco entrepreneurs with simplified requirements and fast disbursement.

Falaha

Financing to meet the funding needs of vegetable farmers, with flexible disbursement options available at any time as required (with plafond capacity or non-plafond capacity).

Fakiha

Financing to meet the funding needs of fruit farmers, offering competitive margins/ujrah and a cash installment system payable at harvest time.

Livestock Financing

Halub - Dairy Cattle

Working capital and investment financing for dairy farmers, collateralized by dairy cattle, with disbursement aligned to milk production capacity.

Laham

Financing for beef cattle farmers with fast disbursement and sharia-compliant benefits to support business needs.

Maiz

Financing for goat farmers to meet working capital requirements, offering service convenience and various payment method options.

Dawajin

Business financing for laying-hen farmers, featuring flexible collateral requirements and competitive installment method options.

Trade Financing

Firokh

Financing for broiler chicken traders to increase business volume, supported by an easy process and competitive margins.

Samag

Business development financing for fresh fish traders with simplified requirements and fast disbursement.

Tajir

Productive financing for traders with fast disbursement processes and monthly installment pick-up services.

Business-to-Consumer Financing

Financing to meet consumer needs through light and competitive installment schemes.

Business-to-Business Financing

Capital financing for industries and MSMEs with large-capacity fund realization facilities and competitive margins.

Gold Installment

Gold investment financing for the public with simplified requirements and fast disbursement.